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Home Loan Programs

Conventional

Property Types

Single Family, 2-4 Unit, Condos, Manufactured

Loan Purpose

Purchase, Refinance

Term

Up to 30 Years

Max LTV

97%

Minimum FICO

None

FHA

Property Types

Single Family, 2-4 Unit, Condos, Manufactured

Loan Purpose

Purchase, Refinance

Term

Up to 30 Years

Max LTV

96.5%

Minimum FICO

500

VA

Property Types

Single Family, 2-4 Unit, Condos, Manufactured

Loan Purpose

Purchase, Refinance

Term

Up to 30 Years

Max LTV

100%

Minimum FICO

None

Bank Statement

Property Types

Single Family, 2-4 Unit, Condos, Manufactured

Loan Purpose

Purchase, Refinance

Term

Up to 30 Years

Max LTV

90%

Minimum FICO

620

P&L

Property Types

Single Family, 2-4 Unit, Condos, Manufactured

Loan Purpose

Purchase, Refinance

Term

Up to 30 Years

Max LTV

85%

Minimum FICO

660

WVOE

Property Types

Single Family, 2-4 Unit, Condos, Manufactured

Loan Purpose

Purchase, Refinance

Term

Up to 30 Years

Max LTV

80%

Prepayment Penalty

None

Minimum FICO

500

1099

Property Types

Single Family, 2-4 Unit, Condos, Manufactured

Loan Purpose

Purchase, Refinance

Term

Up to 30 Years

Max LTV

90%

Minimum FICO

620

Asset Utilization

Property Types

Single Family, 2-4 Unit, Condos

Loan Purpose

Purchase, Refinance

Term

Up to 30 Years

Max LTV

80%

Minimum FICO

620

Closed End Seconds

Property Types

Single Family, 2-4 Unit, Condos

Loan Purpose

Purchase, Refinance

Term

Up to 30 Years

Max LTV

90%

Minimum FICO

660

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